The hmda was enacted by congress in 1975 to address concerns over discriminatory lending practices and ensure lenders serve the needs of their communities. Hmda updates and notes tracking releases, updates, and corrections to hmda publications, data products, documentation, and tools Change log data publication the hmda datasets and reports are the most comprehensive, publicly available information on mortgage market activity Hmda was originally enacted by congress in 1975 and is implemented by regulation c, 12 cfr part 1003 The ffiec has played a central role in implementing hmda since 1980 and it continues to do so today. Compliance resources and guidance to help industry understand, implement, and comply with the home mortgage disclosure act (hmda) / regulation c.
The home mortgage disclosure act (hmda) is a federal law that requires lenders to share information about home loans Mortgage lenders must gather, maintain and share specific data about the applications they receive and the loans they issue for purchasing, refinancing and home improvement. Congress enacted hmda in 1975
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