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American express savings accounts offer competitive savings rates, no monthly fees, & no minimum balance

Apply for a high yield savings account to earn more interest! The american express® high yield savings account is the bank’s singular savings account It earns a solid apy and has no monthly fee or minimum deposit requirement. Learn about the american express® high yield savings account including pros, cons, fees, and features Compare savings interest rates, benefits, and more. Here's our honest review of this savings account.

The american express® high yield savings account pays 3.60% (as of 5/8/25) apy (annual percentage yield) The average savings account interest rate earns 0.42% apy, according to the fdic. Right now, american express national bank, member fdic, is paying 3.40% apy (annual percentage yield) on their high‑yield savings account as of december 05, 2025. Maximize your savings with an american express high yield savings account Featuring competitive interest rates & no fees The american express savings account presents a compelling option for individuals looking for an online savings account with high interest, no fees, and fdic protection.

American express offers a high yield savings account with a competitive 3.40% apy, though it has dropped from 3.50% in the last 30 days

The account has no fees, minimums, or balance requirements, making it accessible.

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