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Here are today’s best accounts and highest rates.

Today's best rates include varo bank savings (5.00% on balances up to $5,000 when certain requirements are met), newtek bank savings (4.35%), axos bank savings (4.31%) and more. Today's top savings rate is 5.00% apy, available from varo bank and adelfi. That’s a far superior return for savers looking to earn interest than the national average savings. According to the fdic, the average apy across all savings accounts as of nov