A bop is appropriate for any business that has employees or physical property Which business would be eligible for bop coverage A business owners policy (bop) combines general liability insurance, commercial property insurance and business interruption insurance into one policy You can benefit from a bop if you can’t. Bop covers the physical structures of your business The hotel building itself for example, and your outdoor pool furniture is protected by loss with a business owners policy.
Business personal property in eligible apartment buildings, offices, and mercantile, wholesale, service, or processing operations is also eligible for bop coverage Typically, businesses such as traditional retailers (furniture stores, clothing stores, hardware stores, offices, etc.) are candidates for bop Restrictions usually limit the size and types of occupancies in the eligible building. Eligibility for a bop primarily depends on how risky it is to insure your business Motels can qualify for a bop if they adhere to certain size and operational guidelines It should be used in conjunction with motel endorsement bp0710
