Watch this video to find out what accident insurance is and how you can use the benefit. Meet john r softball league While sliding into home base, he broke his ankl and tore his acl $500 emergency room copay $250 deductible Your accident insurance is distinct from your medical insurance and not coordinated with it Medical insurance is not provided by voya employee benefits
Benefit payments from accident insurance are made directly to you, independent of any other coverage, allowing you to use them as you see fit. How can accident insurance help Below are a few examples of how your accident insurance benefits could be used: View a checklist and faq before you begin Start a life, disability, supplemental health or other insurance claim Click here to visit mybenefitshub
Click here to complete your claim form Check the status of a claim you already submitted. Accident insurance pays you benefits for specific injuries and events resulting from a covered accident See the product brochure, certificate of coverage and any applicable riders for a complete list of covered injuries and events, along with complete provisions, exclusions and limitations. Accident insurance is a limited benefit policy It is not health insurance and does not satisfy the requirement of minimum essential coverage under the affordable care act
You may qualify to receive benefits for items listed below, as long as they are the result of a covered accident. Accident insurance is a type of optional coverage (known as “supplemental health insurance”) that pays benefits for specific injuries or treatment after a covered accident It doesn’t replace your health insurance but rather it complements it. Accident insurance is underwritten by reliastar life insurance company (minneapolis, mn) and reliastar life insurance company of new york (woodbury, ny), members of the voya ® family of companies. Did you prepare for the unexpected by enrolling in accident insurance or another employee benefit Are you planning for health care expenses with a health savings account and ready to get reimbursed
Visit the voya claims center to learn more.
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